>> they called us, you know, and said, well, congratulations on your pregnancy and we'll be happy to buy in the insurance once you reduce, let us know when you reduce the twins. we're like, what? >> reporter: reduction means terminating one of the embryos in utero. staggering moral dilemma. >> we can't proceed without insurance, this could destroy us. i tell you, man, i tried for four years to get a heartbeat in that ultrasound, you finally realize that this is a life. i mean, i changed my whole point of view about abortion, about everything. >> reporter: luckily, it was a decision they didn't have to make. christie got them on her personal health care plan which covers multiple births. when it came time to deliver by cesarean section, scotch and todd were at the hospital alongside christie and her husband eric. >> they said, we're starting in five minutes. it was boom! we got the first one. what? you know, it was -- and then it was 9:40, 9:41, 9:42.